On Behalf of developers | November 30, 2018 | Chapter 13 Bankruptcy
To you, bankruptcy may seem like a fairly “cut-and-dry” process: you file, disclose your debts, and then have them discharged. You likely thought that at no point would you be told that you had to go through credit counseling. Many in Jackson have come to us here at the Pond Law Firm with the same question that… Continue reading Reviewing the bankruptcy credit counseling requirement...
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On Behalf of developers | November 29, 2018 | Bankruptcy,Debt Relief
Most bankruptcy filers want to receive immediate financial relief. They want their debts to disappear now, and understandably so. They’ve probably been suffering under a mountain of money stress for years — even decades. Which provides faster relief: Chapter 7 or Chapter 13? On the surface, Chapter 7 bankruptcy sounds like the best “quick fix”… Continue reading What’s the fastest way to receive bankruptcy relief?...
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On Behalf of developers | November 25, 2018 | Foreclosure
Homeowners in Mississippi who are struggling to stay current with their mortgage payments can understandably be concerned about the potential prospect of losing their homes if they cannot find a solution to their financial challenges. One option that has helped some people over the years is a home loan modification. This involves working with the bank… Continue reading Calculation error led to numerous foreclosures...
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On Behalf of developers | November 14, 2018 | Chapter 7 Bankruptcy
As a resident of Michigan or Illinois who finds yourself facing an increasingly overwhelming amount of debt, you may be weighing your options and trying to determine the best and most effective way of rebuilding your financial affairs. At Pond Law Firm, we understand that, for some people, filing for bankruptcy can streamline the process of… Continue reading Understanding the bankruptcy means test...
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On Behalf of developers | November 6, 2018 | Medical Debt
The healthcare costs in this country are a constant topic of conversation. They seem to be rising at alarming rates with no end in sight. For this reason, many people in Mississippi are stuck with large amounts of medical debt. However, what group seems to be most affected may be surprising to you. According to… Continue reading Who is most burdened by medical debt?...
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On Behalf of developers | October 30, 2018 | Chapter 7 Bankruptcy
Bankruptcy can be a scary concept for debtors in Mississippi. We at Pond Law Firm know that many people are afraid to file for bankruptcy for fear of losing everything or looking like a failure in the eyes of others. However, bankruptcy laws are there for your benefit. Bankruptcy is not a failure but an opportunity to… Continue reading Chapter 7 bankruptcy can wipe the slate clean...
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On Behalf of developers | October 27, 2018 | Foreclosure
When you lose your job in Mississippi, you may wonder if you will lose your home because you can no longer pay the mortgage. It is important to take action as soon as you become unemployed so you can examine all of your options. Sometimes you may feel tempted to ignore the mortgage while you… Continue reading Can you prevent foreclosure?...
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On Behalf of developers | October 25, 2018 | Bankruptcy,Debt Relief
You’re behind on your car payments, and it’s significant. It’s not as if you missed one month because you forgot or fell behind on other bills. Your financial situation is not that stable, you have a lot of other debt and you have not paid your car payment in a while. You can’t even remember… Continue reading Can your car get repossessed right out of the garage?...
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On Behalf of developers | October 13, 2018 | Chapter 13 Bankruptcy
Many people in Mississippi who find themselves with increasing levels of credit card debt may often wonder how in the world they can eventually make their debt decline instead of continue to grow. Even when making payments every month, interest rates, annual card fees or late fees can counteract their best efforts to get out… Continue reading Options to reduce credit card costs...
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On Behalf of developers | October 7, 2018 | Medical Debt
You may think that if you went to the emergency room in Mississippi seeking treatment for a broken leg that your expenses would be comparable to if you were seek medical help for the same injury in Arizona. Interestingly enough, medical expenses vary from state to state, depending on what type of service you are… Continue reading The price of medical care: What you should know...
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