On Behalf of developers | February 17, 2021 | Bankruptcy
The COVID-19 pandemic has provided you with an unexpected opportunity. While abiding by social-distancing guidelines, you are still able to maintain your excessive spending habit by doing so online. And at all hours of the day. Point, click, submit credit card information and buy. Package after package arrive at your home. These are things you… Continue reading Overspending during pandemic may lead one to look inwardly...
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On Behalf of developers | February 8, 2021 | Bankruptcy,Blog
When unexpected circumstances come up, many people in Mississippi face a great deal of anxiety over not having enough money to cover their bills. If you find yourself in this unfortunate situation, the worst thing you can do is to avoid the problem. Financial trouble can be difficult to navigate, but below are a few… Continue reading What steps should you take if you can’t pay your bills?...
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On Behalf of developers | January 14, 2021 | Bankruptcy
After you filed bankruptcy for the first time, you likely thought that it would provide you the financial relief you needed. Many people can get their debt under control through a single bankruptcy case. Yet, you might have accrued other debts – through no fault of your own – since your case’s discharge. Or, some… Continue reading How long do you have to wait before filing bankruptcy again?...
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On Behalf of developers | October 30, 2020 | Bankruptcy
Bankruptcy helps debtors in Mississippi get relief from certain debts so they can start fresh financially. However, not all bankruptcy types work the same. The type of bankruptcy you use will depend on several factors. Chapter 7 Chapter 7 bankruptcy converts non-exempt assets into liquid to pay creditors. Non-exempt assets commonly include second vehicles, family heirlooms, valuable… Continue reading The differences between Chapter 11 and Chapter 7 bankruptcy...
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On Behalf of developers | October 21, 2020 | Bankruptcy
Americans are no strangers to debt – our economy runs on it. Tens of millions of individuals and families in the U.S. have debt, but the amount of debt and the ability to pay it off varies widely. That being said, the annual rate of bankruptcies is inconsistent with the rate of unmanageable debt. According… Continue reading Should more people be considering bankruptcy?...
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On Behalf of developers | October 9, 2020 | Bankruptcy
When you’re 18, student loans sound fine. You don’t have to pay them back anytime soon — or, at least, that’s how it feels — and you may not even realize how much debt you’re taking on. Plus, you’re sure that your degree is going to get you an excellent job anyway, so paying off… Continue reading Can bankruptcy discharge student loans?...
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On Behalf of developers | September 30, 2020 | Bankruptcy
When an emergency happens and you need a couple hundred bucks, there aren’t a lot of places to turn. Most people don’t have that kind of money to loan a friend, and you can’t usually get a bank to help you with that little of an amount. Your situation may be even worse if your… Continue reading Can you escape the payday loan trap?...
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On Behalf of developers | September 18, 2020 | Bankruptcy
One of the reasons that people delay bankruptcy filings is the fear of how it will impact their credit. There is a pervasive myth that those who file bankruptcy will never have good credit again or will struggle to qualify for financing after they file. While it is certainly true that bankruptcy impacts both your… Continue reading How much will bankruptcy change your credit score?...
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On Behalf of developers | September 15, 2020 | Bankruptcy
Think back to when you first bought something on credit or took out your first loan. You probably thought debt was a temporary measure, and that as you grew older, you would pay off your debts and save for your retirement. You would never have believed you would be considering bankruptcy when you were close… Continue reading Bankruptcy is on the rise amongst the over 55s...
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On Behalf of developers | September 1, 2020 | Bankruptcy
Cash is not nearly as common as it once was. It used to be almost the only way to pay, with some people using checks, as well. Then credit cards came along and changed the game, allowing people to pay with a swipe. Now, in 2020, we have plenty of apps that allow you to… Continue reading Does electronic money lead to overspending?...
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